WebFair Lending: Equal Credit Opportunity Information about a Spouse or Former Spouse (§ 202.5(c)) A bank may not request information about an applicant’s spouse or former spouse except under the following circumstances: • The non-applicant spouse will be a user of or joint obligor on the account. WebApr 5, 2024 · The federal fair lending laws — the Equal Credit Opportunity Act and the Fair Housing Act — prohibit discrimination in credit transactions, including transactions related to residential real estate. Laws and Regulations Key laws and regulations that pertain to FDIC-supervised institutions; note that other laws and regulations also may apply.
SEC Proposes Rule to Provide Transparency in the Securities …
WebNov 18, 2024 · The Securities and Exchange Commission today published proposed Exchange Act Rule 10c-1, which would require lenders of securities to provide the … WebMar 5, 2024 · In fair lending, discrimination is defined as the act of treating one person or a group of people less favorably than others based on a prohibited basis at any point in the … birch water for sale
What protections do I have against credit discrimination?
WebApr 13, 2024 · Kentucky Fairness in Construction Act .400 Definitions for KRS 371.400 to 371.425. .405 Conditions governing enforceability of construction contracts -- Payment of amounts due. .410 Retainage that may be withheld -- Release of retainage -- Substantial completion. .415 Award of costs and attorney's fees in action to enforce KRS 371.400 to … WebApr 5, 2024 · Ability-to-Repay/Qualified Mortgage Rule. Ability to Repay/Qualified Mortgage Rule provides access to the details on the sections of Regulation Z — Truth in Lending that apply to the ATR/QM Rule. Main ATR/QM Rule provisions and official interpretations can be found in: § 1026.43 (a), Scope. § 1026.43 (b), Definitions. WebFair Lending Guide - National Credit Union Administration birch water canada